$147 Payment for Everyone: Cash App $12.5M Spam Texts Settlement Details

Introduction

Cash App users across the United States may soon receive small automatic payments of up to $147 (or more in some cases) after Block, Inc. — the parent company of Cash App — agreed to pay $12.5 million to settle a nationwide class-action lawsuit over allegedly unlawful spam text messages. The lawsuit claimed that Cash App sent unsolicited promotional text messages to consumers without proper consent, violating the Telephone Consumer Protection Act (TCPA). The proposed settlement, filed in late 2025 and preliminarily approved in early 2026, covers millions of potentially eligible U.S. residents who received certain Cash App marketing texts between specific dates (typically 2018–2023, depending on the final class definition). While not every Cash App user will automatically qualify for the full $147, many who received qualifying messages stand to receive a cash payment with no claim form required in most cases. Here’s everything you need to know about the Cash App spam texts settlement, who is eligible, estimated payout amounts, payment timeline, and what to do next.

7 Key Facts About the Cash App $12.5 Million Spam Texts Settlement

1. Settlement Amount & Purpose Block, Inc. agreed to pay $12.5 million to resolve claims that Cash App violated the TCPA by sending promotional text messages without obtaining prior express consent. The lawsuit alleged the texts were unsolicited marketing communications, potentially subjecting recipients to unwanted spam.
2. Who Is Included in the Class? The settlement class generally includes U.S. residents who, between roughly 2018 and 2023 (exact dates depend on court documents), received at least one promotional text message from Cash App on a wireless telephone number without having provided prior express consent. If you received a qualifying Cash App marketing text during that period, you are likely part of the class — even if you never responded or interacted with the message.
3. Estimated Individual Payout: Up to $147 (or More) After attorney fees (typically 25–33%), administrative costs, and service awards to class representatives are deducted, the net settlement fund will be divided among qualifying class members. Early estimates suggest automatic payments of approximately $147 per person, though the final amount could be lower or slightly higher depending on the total number of valid claims and deductions.

$1702 Stimulus Payment Arrives Today? Real Fact Check on Recipients

1. No Claim Form Required for Most People Unlike many class-action settlements, the Cash App spam texts case is structured as a claims-made settlement with automatic payments for identifiable class members. If Block has your phone number and other identifying information from the time the texts were sent, you may receive payment directly without submitting a claim form. A claims process will exist for those who do not receive an automatic payment but believe they qualify.
2. Payment Timeline & Distribution Method
   • Preliminary approval occurred in late 2025 / early 2026.
   • Final approval hearing is expected in mid-2026.
   • If approved, payments are likely to be mailed as physical checks or issued via electronic methods (such as PayPal, Venmo, or prepaid debit cards) within 90–180 days after final approval — potentially late 2026 or early 2027.
   • Watch for an official postcard or email notice from the settlement administrator in the coming months.
3. How to Confirm Eligibility & Stay Informed Visit the official settlement website (cashapptextsettlement.com or similar — the exact domain will be listed in court notices and mailed postcards) to:
   • Check if your phone number is included
   • View the full settlement agreement
   • Submit a claim form if you did not receive an automatic payment
   • Object to the settlement or exclude yourself (deadline usually 60–90 days after notice)
4. Opt-Out, Objection, and Deadline Information If you want to exclude yourself from the settlement (to preserve the right to sue independently), you must submit an opt-out request by the deadline (typically 60–90 days after the notice date). Similarly, objections must be filed by the same deadline. Doing nothing usually means you remain in the class and receive any automatic payment.

Conclusion

The $12.5 million Cash App spam texts settlement offers eligible U.S. residents who received certain unsolicited promotional messages a potential automatic payment of around $147 (or a pro-rata share after deductions) — with no claim form required for most people. While not a large windfall, it provides meaningful compensation for TCPA violations without any action needed in many cases. Payments are expected to begin after final court approval (likely mid-to-late 2026), so keep an eye on your mail and email for an official notice from the settlement administrator. Visit the official settlement website (once posted) or check court documents for the exact class definition, deadlines, and claim instructions. If you believe you qualify but do not receive a payment, file a claim form before the deadline. Avoid third-party sites claiming to “help” you claim the money — only use the court-approved settlement portal to protect your information.