In a win for consumer privacy, Cash App’s parent company, Block, Inc., has agreed to a $12.5 million class action settlement to resolve allegations of sending unauthorized promotional text messages to users. This Cash App $12.5M settlement addresses potential violations of the Telephone Consumer Protection Act (TCPA), offering eligible Washington residents a chance to receive compensation for those unwanted spam texts that cluttered their phones. If you’ve been a Cash App user in the Evergreen State and recall those unsolicited referral invites buzzing in from November 2019 to August 2025, this could mean a payout heading your way. In this complete guide, we’ll walk you through how to check your eligibility for the Cash App $12.5M settlement, the straightforward steps on how to claim your share, and all the essential payment details to keep you informed and ahead of any deadlines.
What Is the Cash App $12.5M Settlement All About?
The Cash App $12.5M settlement stems from a class action lawsuit known as Bottoms v. Block, Inc., where plaintiffs claimed that Cash App bombarded Washington residents with promotional texts without their explicit consent. Filed in federal court, the case highlighted how these automated messages—often referral links or marketing blasts—intruded on users’ privacy and violated federal laws designed to curb robocalls and spam. Block, Inc. denies any wrongdoing but settled to avoid prolonged litigation, agreeing to enhanced data privacy measures like better internal controls and user consent protocols for the next three years.
This isn’t about account hacks or financial losses; it’s purely for the annoyance and potential privacy breach from those texts. The settlement fund totals $12.5 million, with portions allocated for attorney fees, administrative costs, and the rest divided among valid claimants. For everyday users frustrated by fintech spam, this Cash App $12.5M settlement represents a tangible step toward accountability in digital marketing—turning irritation into a modest financial remedy.
Eligibility for the Cash App $12.5M Settlement: Do You Qualify?
Determining your eligibility for the Cash App $12.5M settlement is simple and boils down to a few key factors tied to the lawsuit’s scope. Primarily, you must be a current or former Washington State resident who received at least one unsolicited Cash App referral or promotional text message between November 14, 2019, and August 7, 2025. No proof of actual harm is required for the base claim; the settlement presumes these messages were intrusive enough to warrant compensation.
To confirm if you qualify for the Cash App $12.5M settlement, consider these core criteria:
- Residency Requirement: You must have lived in Washington during the class period (November 2019–August 2025) when the texts were sent.
- Text Message Receipt: The messages must have been promotional or referral-related, like invites to sign up friends for bonuses, sent via automated systems without your prior opt-in.
- No Consent Needed: Even if you had a Cash App account, unsolicited texts still count—eligibility is based on receipt, not usage.
- Exclusion Option: If you don’t want to be part of the class, you could have opted out by the deadline, but most eligible folks benefit from automatic inclusion unless they exclude.
Head to the official settlement website at www.cashappsecuritysettlement.com or BottomsTextSettlement.com to use their free eligibility checker tool—just enter your phone number or email to see if records match. Note that while the claim filing window closed on October 27, 2025, preliminary approvals mean late checks or extensions might still be possible for overlooked class members. This settlement underscores the growing crackdown on spam in mobile apps, ensuring users like you aren’t left bombarded without recourse.
How to Claim Your Share of the Cash App $12.5M Settlement
Claiming your portion of the Cash App $12.5M settlement is a hassle-free process designed for quick submission, even if the main deadline has passed. Since it’s a class action, approved claims are straightforward—no lengthy forms or evidence uploads for the standard payout. However, with the October 27, 2025, cutoff behind us, focus on status checks and potential late-filing appeals to stay in the loop.
Follow these steps on how to claim the Cash App $12.5M settlement:
- Step 1: Verify Your Status: Visit the official site (www.BottomsTextSettlement.com) and use the eligibility tool with your phone number or Cash App-linked email to confirm inclusion.
- Step 2: Submit or Check Claim: If pre-deadline, you’d have filled the online form with basic info like name, address, and phone; now, log in to track your claim ID for updates.
- Step 3: Provide Payment Details: Opt for electronic transfer (preferred) or check—enter bank info securely on the portal to speed things up.
- Step 4: Monitor for Approval: After final court approval on December 2, 2025, expect a review phase; contact the settlement administrator at 1-800-XXX-XXXX if issues arise.
- Step 5: Watch for Disputes: If denied, you have 60 days post-notice to appeal with supporting details like text screenshots.
The how to claim Cash App $12.5M settlement process emphasizes security—avoid third-party sites promising “guaranteed” boosts, as they’re often scams. For those who missed the window, emailing the admin for hardship extensions could reopen doors, especially if you were unaware of the notice. This user-friendly approach makes it easy for busy folks to secure their privacy payout without legal headaches.
Payment Details for the Cash App $12.5M Settlement: What to Expect
When it comes to payment details for the Cash App $12.5M settlement, the amounts aren’t fixed but hinge on the total number of valid claims filed. With low claim rates typical in these cases (3-12%), estimates point to payouts between $88 and $147 per eligible person— a pro-rated share of the net fund after fees. If fewer than 85,000 claims are approved, you could lean toward the higher end; higher volumes might trim it closer to $88.
Key payment details for the Cash App $12.5M settlement include:
- Payout Timeline: Following the December 2, 2025, final approval hearing, distributions are slated for late 2025 or early 2026, with electronic payments processing in 4-6 weeks and checks taking up to 8 weeks.
- Distribution Method: 90% opt for direct deposit for faster access; uncashed checks expire after 90 days, forfeiting your share.
- Tax Implications: These are considered miscellaneous income, so expect a 1099-MISC if over $600—factor it into your 2025 taxes.
- Additional Claims: For documented time lost (e.g., changing numbers) or out-of-pocket costs, submit receipts for up to $500 extra, though most stick to the flat rate.
These payment details reflect the settlement’s goal of efficient relief, with the administrator handling verifications via Cash App’s records to minimize fraud. Stay updated via email notices, and remember: this Cash App $12.5M settlement payout is a no-strings win for privacy advocates.
Final Thoughts on the Cash App $12.5M Settlement
The Cash App $12.5M settlement is more than just a check—it’s a reminder that your right to spam-free communication holds real value, especially in today’s text-saturated world. By quickly checking eligibility for the Cash App $12.5M settlement, mastering the how to claim process, and understanding the payment details, you’re positioned to turn past annoyances into present-day gains of up to $147. As final approvals near, act fast on status checks to avoid missing out, and report any suspicious phishing attempts masquerading as settlement updates. In the fintech arena, settlements like this pave the way for better practices—your participation helps drive that change.
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