The Rules Are Changing in 2026 for Working While Receiving Social Security
Introduction For millions of Americans who receive Social Security retirement benefits while still working, 2026 brings meaningful changes that make it easier to earn more income without losing as much of your monthly check. The retirement earnings test — the rule that temporarily reduces benefits for those under full retirement age (FRA) who earn above certain limits — has higher income thresholds this year due to annual wage indexing. These adjustments give retirees, especially those in their early 60s or …