Social Security Garnishment Reality Check 2026: Rules, Who Pays, and When It Starts
Introduction Rumors about massive new Social Security garnishment changes sweeping through in 2026 have many retirees and beneficiaries worried about their monthly checks. The good news? There is no sweeping new garnishment program launching in February 2026 or any other month this year. Social Security garnishment rules in 2026 remain largely unchanged from previous years, governed by longstanding federal laws. While certain debts can still lead to partial withholding from benefits like retirement, disability (SSDI), or survivor payments, protections are …